Fashion & Finances

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Fashion and finance. They’re two words that exist in the same world, but you’ll rarely see them brought together. Well, unless it’s along the lines of: “trying to follow finance is bad for your finances” anyway! 

There’s no doubt that following fashion is an expensive business. The seasons and trends change, rendering outfits and accessories bought only a few months prior suddenly obsolete. That’s the point of the fashion world as we know it, of course: it changes, it morphs… and it costs a fortune to keep up. 
While you may have a passion for fashion, that doesn’t mean you have the budget available to support it. It’s also worth considering that maybe the idea of changing your wardrobe isn’t the best idea anyway, for environmental reasons if nothing else. Instead, fashion should be about learning how to make the most of the money you have and the clothes you have available. 
Customization Craze: Make It Unique  

If you have a piece of clothing that is no longer hitting the style headlines, then don’t relegate it to the “stuff I wear at home when no one will see me” pile just yet. The best way to breathe new life into clothes that are getting on in years is to customize them. 
Don’t worry if you’re not the most crafty person in the world - customization is still a possibility. The options are endless: you can add a few embellishments with a hot glue gun, or take off existing ones for a more streamlined look. You can cut, tweak, or even play with dye to give a new life to something that has been languishing in the back of your closet - and a major benefit is that it’s going to be totally unique to you. So not only will you have a stand-out outfit that no one can replicate, but no one is going to know you’re wearing something “so last season”, because it’s no longer recognizable as such. 
Discount Drama: Lowering The Price Of Clothes 

If you don’t have a small fortune to spend on new clothes every month, then it makes sense to try and make the money you have go further. 
One way of doing this is to thrift shop - but more on this soon. For the moment, let’s focus on the idea that you still want to buy the same sort of fashion you always have. You want to go to stores you know, but you just don’t want to pay the full ticket price as displayed.
The best way of doing this is by making use of those such as and all the other discounts you’ll find with a quick scan online. While there might not be a discount code available every time you want to shop, if you try and time your purchases to align with the available codes, then you can save a huge amount of money. 
If there is a store you like - be it Target or somewhere more high-end like Neiman Marcus - then always make use of social media. Many brands tend to offer discount codes to their social media followers, which might not be advertised elsewhere. So always run searches for codes before buying, and don’t forget to ensure social media is included in that search. 
Thrifty Thoughts: What’s Old Is New 

New fashion may come with its benefits, but there is also a place in your closet for garments that have stood the test of 
To begin with, we all know that fashion has a tendency to circle back on itself, as detailed at That means you might find an item in a thrift store that was relegated there when it went out of style - but now it’s cycled back to being the height of fashion. It’s unlikely, but it might happen, so keep your eyes peeled. 
If there’s no such luck there, then thrift stores are a great place to find basic items that you can build an outfit around. These items become the structure, the backbone of your ensemble that you then add extra, on-trend, probably new items to in an effort to create the finished look. Think white shirts, black pencil skirts, and cropped cardigans - all in plain colors and all able to be used in a modern outfit. These choices are timeless, so you don’t need to worry about looking dreadfully out of style. 
Withdrawal Weeks: The Key To Keeping On Top Of Finances 

There are days when shopping just feels like a necessity. You go, you spend, you fill your closet and it feels amazing… until the moment the shopping high fades and you begin to worry about the cost of it all. 
The moment you find yourself contemplating this concern, it’s time for a withdrawal week. The concept here is pretty simple: you withdraw from the temptation to shop for a week. Of course, you also withdraw from shopping itself - that’s the entire point! - but removing the temptations is half the battle. 
Head to social media and mute all the brands that are constantly posting tempting new outfit photos. Don’t buy magazines or read the blogs that usually have you itching to buy something new. Distract yourself for the week by perhaps looking into customizing existing outfits (as mentioned); so you still get your fashion fix, but without the price tag. 
After a week of total withdrawal, you can continue until you feel finances have rebalanced, or relax the rules for the moment. You can also pick up another week where necessary, to make sure your love of fashion doesn’t become a spiraling problem.

In Conclusion
Fashion is an expensive hobby, but it’s also one that can bring a great many flaws. There is great artistry, beautiful looks to aspire to, and not to mention that feeling when you are wearing something new and fabulous. While this is all to be loved, it’s also important to use a few key techniques to ensure your finances stay on track rather than getting lost in the wake of your fashion love. Try the above and you could soon be a cut above the rest, both in the items you wear and the state of your bank balance.

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